The old-age pension is a basic part of the pension insurance. The right to an old-age pension is based primarily on reaching a certain age and its purpose is to secure the insured person at a time when, due to age, the activity is usually terminated. The largest number of pensioners is the first user of old-age pensions.
The insured person is entitled to an old-age pension, if he / she has acquired the necessary insurance period and has reached the specified age, the case meets the other conditions set out in the ITA. The key term in the conditions of a claim for an old-age pension is the amount needed to create a claim for this pension, ie the pension amount. Retirement age is always understood as the individual retirement age of the insured.
In terms of the conditions of entitlement to the old-age pension, which relate to the retirement age, there are two types of old-age pension:
- general old-age pension, for which the right is first reached by retirement age,
- early retirement, for which the claim is made before reaching retirement age.
- As for the early retirement pension, there are two types of retirement for this type of retirement pension, depending on the established conditions of the year:
- temporary old-age pension of the first type, if specific conditions for the creation of the claim are set,
- temporary old-age pension of the second type, unless these specific conditions are laid down.
The conditions of entitlement to an old-age pension vary according to the type and type of old-age pension. It is always necessary to meet the condition of the necessary bonding time to reach a long age. With regard to the necessary insurance period, it includes extraordinary insurance periods if the insurance period (in the true sense of the word, ie employment, employment relationship, period of self-employment, etc.) lasted at least one year. For the annual retirement age, all reimbursement periods are fully settled (after some reimbursement periods of 80% are paid only for the persons determined in the retirement pension). The need for insurance is determined in the period from the end of compulsory school attendance to the day from which the old-age pension is granted.
BUSINESS AND LOOK FOR INFO
pro vae finance? Visit podnikani.idnes.cz
The conditions of entitlement to a general old-age pension are regulated in 29 ZDP. According to this provision, the insured person is entitled to an old-age pension if he has completed a period of insurance of at least 25 years and has reached retirement age. The year is the creation of the time of the last condition. This means that a year cannot arise if the insured person has reached retirement age but has not yet reached the required retirement age, or has reached the required retirement age, but has not reached retirement age.
According to this provision of the ITA, the insured person is entitled to an old-age pension if he has completed at least 15 years of insurance and has reached the age of at least 65 years (this age is the same for men and women). Entitlement to a general old-age pension arises on the day the retirement age is met, if the condition of the required insurance period is met on that day. For example, if the insured person has reached the age of 37 and the retirement age reaches December 20, 2004 (he is born on the 20th day of the month), the old-age pension entitlement is created on December 20, 2004 (and the pension will be paid for that day. ), not and on 21 December 2004.
Excerpts from the book
Part 1: Basic principles of pension insurance
ryvek is from the book“When to retire and for how much, 7.aktualizovan vydn“vydan nakladatelstvm City Publishing, who published publications in the FINANCE edition such as:
Make the investment
Investovn pro zatenky
Finann matematika pro kadho