Tuesday May 24, 2022

If you are going to play sports on holiday, you prefer to take care of a pipette

If you are planning a sports holiday, you will not forget about health insurance. You can choose the insurance according to the activity you are going to do. Pay 20 crowns a day, but you can be sure that you will not have any connection problems.

What one insurance company considers a sport, another does not insure you at all. For example, if you pay for a half-year flight on a boat, a basic tourist insurance will be enough for the Czech insurance company.

It’s easy for those who want to ride in-line skates. This sport has a lot of connections in the basic offer, only in Czech you have to insure yourself. You can also play tennis and volleyball in peace, you must not have a bag for a public competition. For such activity, most of them want to pay a fee, some of which do not even insure at all, such as SOB and Wstenrot.

You should pay extra if you are planning a trip to the mountains, but even if you are considering a ride on a camel during the otherwise quite “ln” vacation at sea. The risk fee will cost from CZK 20 per day to the deposit.

If you know in advance when you will engage in dangerous sports, you can only arrange a connection for specific days and only have a basic insurance policy. It is important that you meet the exact date – if you fall off the bike after night, you can say goodbye to the payment for this one.

Even if you pay for the bag, it does not mean that the insurance company will pay you. “If you get injured and you get drunk even under the influence of drugs, the insurance company will completely baptize me and completely refuse me,” warns Eva Svobodov from Uniqy.

What is in the stock insurance and what you have to pay for

1. Cycling off the trail

  • sport is in basic insurance: Wstenrot, SOB Pojiovna, Pojiovna VZP, Axa – with the exception of extrmnch downhill, Uniqa
  • fee up to 50 crowns per day: Vitality, esk pojiovna, Generali, Slavic, Komern pojiovna
  • fee over 50 crowns per day: SOB Pojiovna – after unpaved roads with increased caution and physical exertion, ECP
  • don’t insure vs at all: Allianz, Cooperative, PP – ve volnm ternu

2. Raftovn, sjdn eky

  • sport is in basic insurance: Pojiovna VZP – calm water, Axa
  • fee up to 50 crowns per day: Vitalitas, Kooperativa, esk pojiovna, Generali, Slavia, Komern pojiovna
  • fee over 50 crowns per day: Wstenrot, SOB Pojiovna, Pojiovna VZP, Allianz, Uniqa, PP, ECP
  • don’t insure vs at all: Wstenrot – over 2nd pillar obtnosti, Axa – rafting over obtnost WW2 a canoning

3. Alpine tourism

  • sport is in basic insurance: Allianz (without climbing nin); VZP, PP and Slavia up to 2,000 m, Uniqa up to 2,500 m, ECP up to 3,000 m, Axa up to 3,500 m
  • fee up to 50 crowns per day: Vitalitas, Kooperativa, esk pojiovna, Generali, Slavia, Komern pojiovna
  • fee over 50 crowns per day: VZP, PP, Wstenrot up to 3,500 m, up to 5,000 m SOB Pojiovna, ECP
  • don’t insure vs at all: Wstenrot nad 3 500 m

4. Yachting

  • sport is in basic insurance: Axa, Uniqa, Wstenrot (up to 3 km from Pobe), VZP and PP – motorless boat, esk poj. – under professional supervision
  • fee up to 50 crowns per day:Vitality, esk pojiovna, Kooperativa, Generali, Slavic
  • fee over 50 crowns per day: SOB Pojiovna, VZP, ECP, Allianz, PP, Komern pojiovna
  • don’t insure vs at all: Wstenrot – from t kilometer from pobe

5. On horseback, elephant, camel,…

  • sport is in basic insurance: Wstenrot, SOB Pojiovna, Allianz, Axa – with guided tour or supervision, Kooperativa, Uniqa, esk pojiovna – as a tourist attraction
  • fee up to 50 crowns per day:Vitality, Generali, Slavic, Komern pojiovna
  • fee over 50 crowns per day: VZP, ECP, PP

6. Let the ice fall behind

  • sport is in basic insurance: esk pojiovna – as an attraction on pli
  • fee up to 50 crowns per day:Vitality, Cooperative, Slavic
  • fee over 50 crowns per day: Wstenrot, SOB Pojiovna, ECP, Uniqa
  • don’t insure vs at all: VZP, Allianz, Axa, PP, Generali, Komern pojiovna

7. Complete

  • sport is in basic insurance: without dchacho pstroje – VZP, PP, Generali; with breathing apparatus with instructor – Uniqa
  • fee up to 50 crowns per day:Vitality, Cooperativa, esk pojiovna, Generali, Slavic
  • fee over 50 crowns per day: Wstenrot, SOB Pojiovna, VZP, ECP, Allianz, PP, Komern pojiovna
  • don’t insure vs at all: Wstenrot – depth in no 10 m, Axa

8. Surfing a windsurfing

  • sport is in basic insurance: Wstenrot, SOB Pojiovna – surfing, VZP, Axa, Uniqa, PP
  • fee up to 50 crowns per day:Vitalitas, Kooperativa, esk pojiovna, Generali, Slavia, Komern pojiovna
  • fee over 50 crowns per day: UNDER Pojiovna – windsurfing, ECP, Allianz
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