Friday May 20, 2022

Mortgage rates start to fall

The average rate for the year is currently in the values ​​that it last remembered in 2003. This year, it has long been at 5.75%. However, some banks have started to provide significant discounts. As a result, the average interest rate fell to 5.5%. According to the Hypoindex, the one-year fixation period and pillet prices fell to 5.37%.

For example, Komern banka offers years rates for long-term fixation from 4.99%. The promotion is limited in time and you must be able to submit by April 30. In order to reach such years, you must commit to the payment of risk life insurance.

The discount is provided until May 12 by Hypoten banka in the framework of Jarn nadlky. For mortgages up to 85% of the value of real estate with a fixation period of more than one year, with an annual rate of 0.1 percentage point for each million starts, up to 0.3 percentage point.

Guaranteed msn sazba

Some banks in many years have dark rates from day to day, so you can not be sure what they will give you until they bind enough.

If you come to LBBW Bank, Raiffeisenbank, SOB, Hypoten banka and esk spoitelny, for example, for a preliminary calculation, you will receive a stamped offer valid for 30 days. During that time, you have a guaranteed rate and increase the price and compare it with the competition and decide on the most suitable option.

years of mortgage rates

years mortgage rates up to 70% of the value of the mortgaged property
Bank Fixation 1 year Fixation 3 years Fixation 5 years
esk spoitelna 5,29* 5,19* 5,19*
UNDER 5,69 5,09* 5,09*
GE Money Bank 5,45 5,35 5,35
Mortgage bank 5,69 5,09* 5,09*
Komern bank 5,19 4,99 4,99
LBBW Bank 5,32* 5,22* 5,12*
mBank 6,32 6,37
Potovn spoitelna ** ** **
Raiffeisenbank 5,34 5,54 6,14
UniCredit Bank 5,55* 5,05* 5,05*
Volksbank CZ 6,49 6,29 6,29
wstenrot 5,24* 5,24* 5,14*
Note: Ron rates are given in percentages. * rates from, ** the rate is determined by the bank individually.
years mortgage rates up to 100% of the value of the mortgaged property
Bank Fixation 1 year Fixation 3 years Fixation 5 years
esk spoitelna 5,29* 5,19* 5,19*
UNDER 6,69 6,49 6,49
GE Money Bank
Mortgage bank 6,69 6,49 6,49
Komern bank 6,19 5,99 5,99
LBBW Bank ** ** **
mBank 6,49 6,55
Potovn spoitelna ** ** **
Raiffeisenbank
UniCredit Bank 6,63* 6,13* 6,13*
Volksbank CZ 7,59 7,29 7,29
wstenrot 6,04* 6,04* 6,04*
Note: Ron rates are given in percentages. * rates from, ** the rate is determined by the bank individually.
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