Wednesday May 25, 2022

When is the best time to retire?

The choice of a suitable date of departure to the old-age pension is very important, or even the shift of the date of the old-age pension by one day can significantly affect your old-age pension. Which criteria for choosing the date of retirement are key?

TTE TAK:
The otcm court simplified retirement

The answer to the question of when it is best to retire is very tk. It is not possible to give an unambiguous answer to this question, or the situation of each citizen is both specific (date of reaching retirement age, in the payout base, long insurance period, etc.), as well as more criteria in retirement. It is essential that we have two specific preferences, for example, whether he prefers to postpone retirement with the fact that he will then have an exit, or, conversely, two preferences for the immediate payment, or the possibility of simultaneous involvement. Sometimes it comes to the weight of the return of the old-age pension or, conversely, for social, health or family reasons, the need to apply for a pension as soon as possible.

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life is diverse and it is not possible to give a general guide to what is most suitable (only this suitability is relative). However, it is possible to describe how the moments of time and principles of perspiration affect the retirement, so that everyone can decide what is best for him in a given situation. If you are considering retiring, you should first determine your retirement age and find out your current total insurance period. After determining whether and when he is entitled to an old-age pension (general and temporary), the insured person should take into account the following facts, which affect the retirement:

  • Length of the decisive period, for which the wavelengths for the determination of the calculation base are determined. For example, in the case of a pension from 31 December 2005 (ie the lower payment of the pension for this day) includes the decisive period of 1986 and 2004, while in the case of the pension from 1 January 2006 (ie the lower payment of the pension for this day) the period of 1986 and 2005 (the decisive period is the calendar year of the previous year, which includes the day from which the pension is paid).
  • Pesn dlka pojitn doby. 365 days are considered a year of insurance period, as well as the rest of the insurance period, which in 364 days (or less) falls.
  • Within the limits, which is valid for the determination of the deposit base (sweat personal deposit deposit is limited by means of reduction limits in the specified manner); these limits are different for each calendar year.
  • In the coefficient nrstu of the general exchange base; these coefficients are also different for each calendar year.
  • Rules for special income in a calendar year. According to the Government’s regulation on external income, only income accrued until 31 December of the previous calendar year increases (it follows that only income accrued from 31 December of the calendar year at the latest increases from January of the following calendar year).
  • When it’s enough about a pedestrian retirement it is number of calendar days in the period from the date of the award of the early retirement pension to reaching the retirement age (The income decreases for each and every 90 days; therefore, for example, 271 days means three periods for reducing the pension, ie 3.90 plus one start period for 1 day).
  • When working after the establishment of a claim to a general old-age pension, it is pesn dlka dal vdlen innosti, or the percentage of this pension increases for each completed 90 calendar days of this activity (after the days of incapacity for work and other periods; for example, for 100 days of activity held after the claim for this pension the case that the work would be done by one day according to it, it would not be increased by 1.5% of the base).
  • Monost eventually gave in to the activities, both with and without the old-age pension.
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The question, as appropriate in the present example, can be answered and after the return of the pension with the date of the grant from 31 December 2005 and from 1 January 2006; therefore, the answer in the mathematical proposition of both variants. Retirement from 31 December of the calendar year or from 1 January of the following calendar year are clearly marginal cases; It is necessary for you to welcome other facts, such as the period of insurance (for example, the code of the data on the pension from January 1, when the rest of the days in 350 days; in this case, it pays to terminate whole year of insurance).

Excerpts from the book
Jana Piba: When to retire and for how much

Part 1: Basic principles of pension insurance
2. dl: Types of retirement and their ve
3. dl: When to retire?
Step 4: How to sweat old age pension?
5. dl: When the pension insurance is (not) paid
Step 6: How to sweat in retirement?
7. dl: When to retire?
Length 8: Conditions for entitlement to old-age pension
9. dl: Pedasn old age pension
Step 10: In retirement
Step 11: Retirement procedure
Length 12: Its granted old-age pension can be changed
Length 13: Retirement on employment: what are the conditions


ryvek is from the book“When to retire and for how much, 7.aktualizovan vydnvydan nakladatelstvm City Publishing, who published publications in the FINANCE edition such as:
Make the investment
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Finann matematika pro kadho

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