Tuesday May 24, 2022

You will take out travel insurance for your holiday, the blue insurance card will often be out of place

In the countries of the European Union, within the framework of public health insurance, they will provide a necessary and urgent provision under the conditions valid for local citizens. But you will definitely not forget to take out travel health insurance. If you are not traveling alone, it pays to arrange insurance for a group of people.

If you are going on holiday abroad, the city is interested in how to protect yourself against marriage in the event of an unexpected event. The journey is simple – close for yourself and your close travel insurance. Even though once, ill, and the loss of luggage can ruin pleasant benefits, you can be sure that the financial impact will be minimal.

Will I have a blue health insurance card?

Many tourists traveling to the countries of the European Union believe that it is not necessary to take out a travel health insurance, that if they need to find a doctor, their health insurance company’s card, the so-called European Health Insurance Card, will cost them. In some cases, this will be the case. Bad bag on the conditions for local citizens of the specific country in which you will be located.

In countries where the order is valid, Czech citizens have the same conditions for health care as local citizens within the scope of compulsory health insurance. They will therefore be provided with care in public health facilities, and in the event that local citizens are forced to pay for their care, treatment and hospital stay, this obligation also applies to our citizens.

It is important to remember that the public health insurance will cover abroad only the expenses for the necessary health care. In the event that everything is in a private medical facility, do not confuse the castle with the costs that will arise here. At the same time, within the framework of the European Health Insurance Card, the transport of the patient’s house by ambulance and the repatriation of the rest of the deceased will not be paid.

Travel health insurance is a guarantee

The insurance against unpleasant expenses is taken out by the commercial travel medical insurance, which includes the insurance of skull problems abroad both in case of a sudden illness and once, the insurance liability for the code, the insurance of luggage and many other things.

At the same time, you have access to a number of assistance services, where authorized employees abroad will help you with your health problem, with communication with the doctor, or with transport back home.

Today, travel insurance companies offer the vast majority of commercial insurance companies, and insurance companies can also arrange them for their health insurance companies. For example, VZP cooperates with its subsidiary, ie with Pojišťná VZP R, Oborov zdravotn pojiovna (OZP) with Vitalitas pojiovnou.

Pojiovna product Limit lebnch vloh (in K) Total insurance
(in K)
Allianz cestn pojitn Allianz without restrictions 1 440*
AXA 5 10dennch balk Evropa, program Reference 1 500 000 1 495**
PP balek Complete 1 250 000 1 200*
esk poj. GLOBUS 1 500 000 from 1 142 *
SOB poj. Family 1 500 000 1 284*
General Family 1 700 000 790***
European roads. poj. SingleTrip 3 000 000 1 170****
Commercial vehicle Komplexn cap 2 500 000 1 340*
Cooperative Columbus 1 500 000 1 080*
Slavia poj. EUROPOJITN TOURIST 1 000 000 710*****
wstenrot Superplus 2 000 000 966*
Source: Banks
Note: * the insurance includes the insurance of skulls, times, luggage, liability, assistance, ** the insurance includes the insurance of skulls, jobs, luggage, responsibilities, first aid, underfloor, assistance, *** the insurance includes insurance of skulls , repatriation, luggage, recreational sports, assistance, **** insurance includes insurance of skulls, times, luggage, liability, assistance, travel by car, ***** ron insurance, concluded for an indefinite period, includes insurance of skulls

The price of the insurance is about a few tens of crowns a day. Among other things, for example, the risks that the insurance covers, badly on the destination. Binders distinguish the so-called ground range of binder. When arranging travel insurance, you must be aware that it only applies to insurance events that occurred on the ground for which the insurance was agreed.

So meet the different price tariffs for Europe and the rest of the world. Some carriers fly to the USA, you can also arrange either to connect to the whole world without the USA, or with the USA (eg at AXA.

The entrance is pipojistit

The offer of connection is different, some offer the possibility of connection, others are included in the complete package. You can insure yourself against damage (death as a result, lasting consequences), loss or destruction or damage to luggage, liability for code, risky sports, cancellation fees, etc.

The combination of basic bonding skull skulls and different types of attachments is an inexhaustible amount. We recommend that you get acquainted in detail with the offer of individual connections before the trip and choose according to your preferences.

Pojiovna product Limit lebnch vloh (in K) Total insurance
(in K)
Allianz cestn pojitn Allianz without restrictions 2 480*
AXA 2 15denn balky Svt bez USA, program Komfort 3 000 000 1 764**
PP balek Complete 1 250 000 1 642**
esk poj. GLOBUS 1 500 000 2 274*
SOB poj. Standard 1 500 000 1 456*
General 1 700 000 1 624***
European roads. poj. SingleTrip 3 000 000 2 220*
Commercial vehicle Komplexn cap 2 500 000 1 815*
Cooperative Columbus 1 500 000 1 568*
Slavia poj. honor. pojitn SVT 1 800 000 812****
wstenrot Superplus 2 000 000 2 100*
Source: Banks
Note: * the insurance includes the insurance of skulls, times, luggage, liability, assistance, ** the insurance includes the insurance of skulls, jobs, luggage, responsibilities, first aid, underfloor, assistance, *** the insurance includes insurance of skulls , repatriation, luggage, recreational sports, assistance including terrorist flows, **** includes insurance.

If you take your pet on trips abroad, you can insure a possible veterinary during it. This option is offered, for example, by the Czech Business Insurance Company, the Czech Insurance Company and the European Travel Insurance Company.

You can take out the insurance in peace from home, uette

Travel insurance is one big advantage, you don’t have to go to the connection office, travel agency or connection consultant to arrange it, you can arrange them comfortably from home, via the Internet, telephone, or via SMS.

Virtually all binders can conclude insurance on their website, with a 10 percent discount. The Commercial Insurance Company offers a 15 percent discount to those who arrange travel insurance during June.

Pojiovna product Limit lebnch vloh (in K) Total insurance
(in K)
Allianz cestn pojitn Allianz without restrictions 1 000*
AXA kombinace 10denn a 15denn balek Evropa, program Reference 1 500 000 726**
PP balek Complete 1 250 000 660*
esk poj. GLOBUS 1 500 000 585*
SOB poj. Standard 1 500 000 770*
General 1 700 000 506**
European roads. poj. SingleTrip 3 000 000 2 220*
Commercial vehicle Komplexn cap 2 500 000 1 426*
Cooperative Columbus 1 500 000 880*
Slavia poj. honor. pojitn SVT 1 800 000 638***
wstenrot Superplus 2 000 000 770*
Source: Banks
Note: * insurance includes insurance of skulls, times, luggage, liability, assistance, ** insurance includes insurance of skulls, repatriation, luggage, recreational sports, assistance including terrorist attacks, *** includes insurance of skulls

You can also insure yourself via a mobile phone by sending an SMS, this option is offered to you by the Czech Business Insurance Company, Generali and UNIQA Insurance Company.

If you travel in groups, you will conclude a joint connection

It is a summer, especially during holidays, and insurance companies have prepared suitable packages, rebates for insurance, or time-limited promotions for clients. Due to the large number of suitable offers, we will change only the most interesting.

If you have a compulsory liability with a Czech insurance company or Kooperativa, you can arrange a very suitable travel insurance for these insurance companies. This year, the client will receive free livestock benefits and his family members will receive a 20% discount on travel insurance. Kooperativa’s clients with compulsory insurance or insured property will receive full-year travel insurance for 600 crowns instead of 2,340 crowns.

Pojiovna product Limit lebnch vloh (in K) Total insurance
(in K)
Allianz cestn pojitn Allianz without restrictions 340*
AXA 10denn balek Evropa, program Reference 1 500 000 301*
PP balek Complete 1 250 000 861*
esk poj. GLOBUS 1 500 000 481*
SOB poj. tariff dangerous sports 1 500 000 868*
General Family 1 700 000 245*
European roads. poj. SingleTrip 6 000 000 2 230**
Commercial vehicle Komplexn cap 1 250 000 630*
Cooperative Columbus 1 500 000 420*
Slavia poj. honor. pojitn SVT 1 250 000 350***
wstenrot Superplus 2 000 000 735*
Source: Banks
Note: * insurance includes insurance of skulls, times, luggage, responsibilities, assistance, ** insurance of skulls, assistance services, insurance of once, personal belongings, responsibilities, first protection, departure / soft departure, nose transport. means and other, *** includes the concept of lebnch talents

Some binders offer suitable packages combining binders for more people. For example, at SOB pojiovny me and six people (1-2 adults and max. 5 dt) use the group tariff Family, which prices with a dispute and 39 percent paid for two adults with one child.

Also at Generali pojiovny, you will find discounts for all groups – Family Discount and Group Discount, if people travel together on the same date, to the same city and have the same product.

Slavia pojiovna has included the EUROPOJITN product in its offer, where in the case of a family of two (two adults and two children under the age of 18) there is even less insurance, not how much the individual birth itself could insure.

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